Motor insurance is a bad
subject in this UK household!
grandfather has always been a mass of contradictions with regard to
politics, religion, the judicial system, or anything else that is
legislated. Grandad, as we call him, also likes to express his
opinions at the dinner table in a very loud voice, due to his
impaired hearing. Hearing disabilities would, I am sure, soon have
run in the family if mum hadn’t stopped his habit of switching on
the telly before sitting down to dinner. Between the blaring
television and his loud critique of every news item, all the rest of
us could ever do was try to lip-read what anyone else was saying.
The most dramatic of his performances revolved around the passing of
the law, many years ago, that made third-party car insurance a
minimum requirement for all registered motor vehicles.
With an accusing index finger stabbing maliciously at the telly,
Grandad had accused the government of assuming the worst from all of
its citizens simply because it had lost control of the younger
generation. His own generation, he had reminded us, had invented the
motor car as well as the manner in which it should be driven.
Gentlemen were still in charge and a nod and a smile would have been
all that was necessary to gain right of way on any road.
My older son began choking and raced from the table. Grandad was far
from finished. He emphatically insisted that insurance premiums
should be related to individual behaviour and how one dressed for
driving. Delinquents who insisted on wearing hoodies, jeans or
t-shirts should d****d well have to pay for being offensive. My
younger son sped after his brother declaring his ‘bro’ may be in
need of the Heimlich Manoeuvre.
I left when Grandad began suggesting that a good command of proper
English grammar should also determine whether a car insurance policy
should be increased or reduced. His reasoning was that youngsters no
longer had any grasp of proper English and it therefore took up far
more time for traffic officers to understand their explanations of a
road mishap. He finally declared that a blanket surcharge should be
imposed on any driver who simply looked too young.
I found my sons doing exactly what I knew they would be doing:
checking the internet to see if a horse and buggy would have needed
to be insured in the 1700s when Grandad was young. My youngest
monster suggested that perhaps the cost to the council of cleaning
up piles of manure would have required some form of hazardous
transport insurance to be held by the horse’s owner. Be all that as
it may, personal experience has taught me the value of car insurance
and I wholeheartedly support the decision to legislate a minimum
insurance requirement. Grandad has two vintage cars in storage,
which I know have been left to his great grandsons. I would not be
in the least surprised if a condition of inheritance demands that
they firstly undergo an English grammar test.
Please click here to compare quotes!
Copyright Karen Faulkner 2013 All